Financial affirmations

Financial affirmations are positive statements that encourage a mindset of optimism and help us manifest wealth. Affirmations can help us get from always being anxious about money to a more confident attitude towards creating and growing wealth.

How financial affirmations work

People’s fears about personal finance often stem from ideas and beliefs we got from our families or society while growing up. Maybe we were taught to believe that financial success is only for people born into wealth. Or perhaps we have the assumption that you have to be financially gifted to become prosperous. Financial affirmations can help us overcome our preconceived notions about money and open our minds to the possibility that we can control our own financial destiny.

The law of attraction

The law of attraction states that when we visualize ourselves being successful, the universe has a way of making it happen. Positive thoughts and ideas elicit positive results, while negative thoughts and ideas result in negative occurrences.

Applying affirmations to daily life

So how is the law of attraction relevant to personal finance?

The law of attraction can motivate you to take action to make your goals into reality. ‘How am I ever going to have enough money to afford fancy vacations or achieve early retirement?’, you might think. But as you consistently focus on achieving your goals through visualizations and positive self-talk, these ideas can turn into reality.

Does the universe actually listen to you and make things happen for you? Well, the jury is out on that one. But what can actually happen is that consistently having a positive mindset towards seemingly impossible financial goals can create the momentum and motivation for you to manifest wealth. So instead of feeling hopeless, you might start feeling energized to achieve your financial goals.

10 financial affirmations to achieve our financial goals

Here are 10 financial affirmations that can help you achieve your goals

1) I have control over achieving my financial goals.

A lot of people yearn to achieve ambitious financial goals, but think that they are not good enough or lucky enough. Instead, tell yourself that financial goals are within your control, and make this a self-fulfilling prophecy to manifest wealth.

2) I may not know everything about personal finance, but I can learn.

The first step to being able to achieve one’s financial goals is to learn about all aspects of money. It is a common misconception that you have to be a financial whiz kid to become wealthy. But the basics of budgeting and investing are within everyone’s grasp. Our list of 5 personal finance books can help you learn the basics of personal finance, budgeting and investing. 

3) I can create prosperity for myself, instead of being at the mercy of external factors.

It is easy to assume that our financial situation is only determined by external factors such as the economy, the government’s tax policy, or macroeconomic conditions. But when we shift our mindset to believing we can create our own prosperity, we will find that we no longer have to be constrained by factors outside our control. Of course, the economy may go south or we may not have the same advantages as others – but we still have a chance at creating our own prosperity.

4) I can earn more, save more and give more.

Have a growth mindset towards money. It is possible to earn more money and save more. And do not forget the importance of giving and sharing wealth. As long as you make sure to have a solid budget to achieve your target savings, allocating a portion of one’s earnings towards causes close to one’s heart is always possible.

5) I am capable of acquiring the skills and expertise that boost my income.

In order to earn more, it may be necessary to acquire more skills and expertise that can be monetized. This can be formal education, such as a business degree. Or it can be informal skills acquired through interests or hobbies that can become a side hustle.

6) I can both enjoy life and save money.

People often feel that they must choose between saving money and enjoying life. But it is possible to find a happy medium, by spending money on the things that are meaningful or fun, such as travel or a fun hobby, and being frugal on other aspects of one’s life.

7) I can get rich with consistency and discipline.

It might seem boring at first, but being consistent about savings, budgeting and investing adds up over time. Techniques like Dollar Cost Averaging can be used to invest consistently, even if in small amounts, and over time this can be an efficient way to build your assets. You can also use our 10-step guide to build a personal financial plan to get started on your journey to get rich consistently.

8) I learn from my money mistakes

No matter how much we learn, it is always possible to make mistakes. Instead of beating ourselves up over our mistakes, we can shift our mindset towards learning from our mistakes and moving on.

9) I love making money

Enjoying the process of making money – whether it is earning or saving or investing - can get us to a positive relationship with money.

10) Building wealth is not a zero-sum activity

Getting rich does not have to mean that others do not benefit. We can create wealth for ourselves by providing products or services that add value to others.

Conclusion

By making these regular financial affirmations, it is positive to manifest wealth and change our attitude and relationship towards wealth. These affirmations make us realize that making money is our control, and we can acquire the skills to grow wealth. We can earn more and save more. And while doing so, we can also enjoy life and be generous towards others.

Financial affirmations are a great first step to manifest wealth. As a next step we need to take action to actualize our financial goals. Check out some of our helpful resources to help you take your finances to the next level.

• Top 5 books to learn financial literacy: Learn the basics of personal finance, budgeting, savings and investing from these 5 books.
• How to Build a Personal Financial Plan: A 10-Step Guide: A comprehensive guide to building a financial plan tailored to your goals.
• How to Retire Early and Achieve Financial Independence: Deep dive into strategies that can help you retire early.
• 5 Common Money Mistakes to Avoid: Learn about the pitfalls that could derail your early retirement plans.
• 8 Financial Planning Tips for Young Adults: Start your financial planning journey early with these essential tips.
• How to Build a Personal Financial Plan: A 10-Step Guide: A comprehensive guide to building a financial plan tailored to your goals.
• How to Retire Early and Achieve Financial Independence: Deep dive into strategies that can help you retire early.
• How to Use AI Budget Calculators and Tools to Plan Your Finances: Take advantage of modern technology to plan your finances more effectively.

By taking small, consistent steps and leveraging all available resources, you’ll be well on your way to securing your financial future and enjoying an early retirement.

Start planning now and let your future self thank you!